Top 10 Sedans with the Highest Depreciation Rates After 5 Years

Sedans are a vital part of the automotive market’s core dynamic, though, thanks to the rise in SUV and crossover popularity, as well as the continued popularity of pickups, sedan sales have fallen in the last decade. That said, the past few years have seen a slight rise in nationwide sedan sales, though they still aren’t the most popular vehicle type. This leaves the sedan fighting an uphill battle to remain a strong choice among the newer generation, which, in turn, leads to fierce competition.

Some models are better at holding their value than others. For instance, an affordable Honda Civic will hold up better than a BMW 5-Series thanks to its low starting MSRP, cheap maintenance, and overall low-risk/high-reward proposition. Here are 10 models that sit at the other end of that spectrum.

In order to give you the most up-to-date and accurate information possible, the data used to compile this article was sourced from various manufacturers and other authoritative sources, including iSeeCars, RepairPal, and CarEdge. Please note that the entries listed have been ranked from models that depreciate the most to models that depreciate the least after five years.

Maserati Quattroporte

5-Year Depreciation: 70%

The gorgeous Maserati Quattroporte is a masterclass in Italian elegance and heart-pounding performance. The latest iteration of the four-door beauty comes in a single, well-equipped trim option. The Modena Ultima starts at a whopping $139,000 MSRP before destination fees, which already puts it in a tight spot in terms of holding value, as there is a lot of value to hold. To make matters worse for the Italian luxury sports car, reliability has been an ongoing issue with long-term ownership, and maintenance isn’t cheap either.

Performance Specifications

Cabin appointments are sleek and upmarket, with leather and flashy tech abound. And while passenger volume may be limited compared to other full-size luxury rivals, the engaging agility of the Quattroporte is undeniably pleasant. The 2024 MY Quattroporte Modena Ultima, the available option in Maserati’s inventory for 2025, features a slew of amenities and convenience features that cater to passengers in ultimate style, including a premium Harman Kardon sound system, ventilated front sport seats, a voice-activated virtual assistant, wireless smartphone connectivity, and more.

Pros

• Dazzling Italian design
• Noteworthy power and road ability
• Well-equipped cabin features are standard

Cons

• Very expensive
• Reliability records aren’t great and maintenance is high
• Single trim leaves little room for customization

BMW 7 Series

5-Year depreciation: 66.4%

The BMW 7 Series is a large, stately vehicle with a range of power options, as well as cabin upgrades, that provides buyers with a slew of posh appointments and numerous ways to customize. Starting at almost $100,000 – $99,300 to be exact, the 7 Series has plenty of ground to cover in order to retain its value in terms of price. Unfortunately, maintenance and repair severity are higher than the national average for similar vehicles, according to CarEdge, so cost-to-own won’t be budget-friendly.

Performance Specifications

The base model comes with a lively turbocharged inline-six paired with a mild-hybrid system, delivering a balance of power and efficiency. Opting for the plug-in hybrid adds an electric motor into the mix, giving it a noticeable boost in horsepower and performance. At the top of the lineup, the 760i xDrive packs a commanding twin-turbo V-8 that demands respect. Across the board, every model includes premium touches like leather upholstery, heated front and rear seats, a heated steering wheel, adaptive air suspension, an 18-speaker audio system, and a sweeping digital instrument and infotainment display. A comprehensive suite of driver-assistance and safety technologies also comes standard, highlighting just how much modern convenience and advanced tech these models bring to the table.

Pros

• Standard upmarket looks and features
• Various powertrain and upgrade options allow a tailored experience
• Highly-regarded name in performance and luxury demands respect

Cons

• High starting MSRP
• Expensive maintenance
• Lackluster reliability records

Maserati Ghibli

5-Year Depreciation: 63.3%

Another Maserati to make the top three is the Ghibli, a sleek, exotic sedan with two potent engine options and a healthy palette of standard equipment. Starting at $109,500 puts the Ghibli in a similar position as the Quattroporte, as its high starting MSRP and unimpressive reliability records serve to crank up the depreciation rate quicker than the car’s 0-60 MPH time. That said, they can benefit buyers looking to snag one for a major discount, just be weary of their mechanical integrity.

Performance Specifications

The cabin is sleek and well-designed, though some would argue the fit and finish don’t reflect the six-figure price tag. Still, leather and silk upholstery with faux suede accents are available if you really want to shine a light on Italian luxury, though the cost of achieving such status could be a big financial loss in the long run. If you happen to encounter one on the used market that already has the top-spec trimming, however, it may be worth taking a test drive if you’re in the market for a bargain Maserati.

Pros

• Potent engine options
• Optional high-end cabin fittings
• Impressive road ability from both trims

Cons

• Lackluster standard cabin appointments
• Very expensive
• Cost-to-own projections are dismal

BMW 5 Series

5-Year Depreciation: 57.1%

The mid-size BMW 5 Series is a solid choice for anyone looking to dip into contemporary German luxury, as its starting MSRP isn’t as jarring as the 7 Series. That said, the depreciation rate and reliability projections are just as stress-inducing. With the option between two mild-hybrid combustion engines, a four-cylinder or a six-cylinder, or a plug-in hybrid six-cylinder, there are options to suit any modern buyer’s fuel economy preferences.

Performance Specifications

Each and every model in the 5 Series comes with a slew of standard upmarket trimmings, including synthetic leather upholstery, power-adjustable heated front seats, a large digital gauge cluster and infotainment display, wireless smartphone connectivity, a premium sound system, and more. A stacked suit of driver assist and safety functions is also standard across the board. Optional upgrade packages, including the Premium, Executive, and Driving Assistance Professional packages can enhance the experience, though they’ll also increase the price.

Pros

• Standard precision German engineering is always fun to drive
• Standard upmarket appointments and quality are undeniable
• Fairly affordable entry-level price, compared to upmarket rivals

Cons

• Reliability and repair severity don’t inspire trust
• Entry-level 530i, while well-tuned, is rather tame

Jaguar XF

5-Year Depreciation: 59.5%

A stately brute of a sedan, the Jaguar XF soldiers on as the sole sedan in Jag’s modern line-up. This is of no worry to a proper gent like the XF, as it offers a choice between two power levels, as well as a nice standard palette of comfort, tech, and convenience. The starting MSRP of around $49,800 puts it in place to succeed price-wise, though even the top-rated engine tune isn’t enough to stand against its elite competition in the performance department, which includes the BMW 5 Series, Genesis G80, and Mercedes-Benz E-Class, all of which offer ample power upgrades.

Performance Specifications

The XF’s supple suspension strikes a fine balance, soaking up bumps around town while still offering enough agility to handle a winding road with confidence. Sadly, Jaguar has retired the supercharged V-6—a powerplant that once gave the sedan real credibility in the luxury sport sedan class. Even so, the XF remains appealing thanks to its smartly designed layout, comfortable cabin, and understated performance that makes it something of a sleeper, provided you’re willing to forgo the thrill of peak power.

Pros

• Well-designed cabin oozing with quality
• Up-tuned engine delivers decent performance with its standard AWD
• Attainable starting MSRP comes at an even greater discount when slightly used

Cons

• Lackluster performance compared to top rivals
• No high-performance option
• Maintenance and repair severity are greater than the national average

Audi A7

5-Year Depreciation: 60.5%

The A7 offers a special blend of performance and utility, thanks to its hatchback rear end. Starting at around $73,295, the latest Audi A7 is a top player in the current luxury sports arena, with a distinctive style and standard ability that rivals its top competition. Furthermore, its annual maintenance and repair severity are lower than the national average for similar models. In other words, you can expect fewer trips to the repair shops and cheaper overall upkeep compared to other luxury sedans.

Performance Specifications

Standard cabin appointments are upmarket, including leather upholstery, heated front seats, a power liftgate, three-zone climate control, wireless smartphone connectivity, and a slew of standard driver assist and safety features. The 2025 A7 is offered in three trims: Premium, Premium Plus, and Prestige, though numerous upgrade packages can add a distinct cosmetic appeal or increased convenience. Most notably, the S Line Black Optic package, which adds some sleek gloss-black trims, as well as a suspension and tire upgrade.

Pros

• Standard precision driving perks
• Upmarket luxury is standard
• Available upgrade packages add further distinction

Cons

• Expensive MSRP
• Limited headroom thanks to sloping roofline

Audi A6

5-Year Depreciation: 60.9%

The mid-sized Audi A6 may be one of the most versatile vehicles on the road right now, thanks to the numerous ways in which buyers can have the sedan. From daily elegance, to heart-pounding performance, to exciting off-road shenanigans, the A6 is ready and willing to put its best foot forward. A pair of turbocharged engine options allow buyers to choose their A6’s attitude, while all models come with AWD and a very competent dual-clutch auto transmission.

Performance Specifications

According to CarEdge, Audi models generally cost less to maintain than similar luxury sedans, a trend touched on when discussing the A7. That said, it won’t be as cheap as maintaining a Toyota Camry, though it is far more forgiving than a BMW or Mercedes-Benz. Standard cabin luxury is refined and undeniably upscale without overcompensating. The sleek minimalism is another key factor to Audi’s exterior and interior visual impact, with a greater focus on driving experience and overall sophistication.

Pros

• Precision handling is standard
• Sleek, contemporary design and features
• Nearly endless options

Cons

• Advanced cabin tech can be confusing at first
• Modest trunk space

Volvo S90

5-Year Depreciation: 56.9%

Volvo has been an industry leader in terms of safety development and current implementation. The S90 is a stately mid-size luxury sedan that provides buyers with ample upmarket comforts and tech, including power-adjustable heated front seats with memory function, leather upholstery, power-folding rear seats, a large digital gauge cluster and infotainment display, and, of course, a slew of standard safety features, both passive and active.

Performance Specifications

Two versions of the S90 are available: the S90 B6 and S90 Recharge. The B6 is highlighted by its turbocharged and supercharged engine, which utilizes a 48-volt mild hybrid system. The S90 Recharge is a plug-in hybrid that pairs a turbocharged 2.0-liter four-cylinder with a rear-mounted 107-kW electric motor, and can deliver an estimated 38 miles of electric-only range. Two trim levels are available for each variant of the S90, as well as a few stand-alone options that allow a bit of customization.

Pros

• Standard advanced safety
• Exceptional fuel economy for both versions
• Ample luxury appointments

Cons

• Repair severity is slightly worse than the national average
• Driving experience isn’t as refined as its rivals

Mercedes-Benz S-Class

5-Year Depreciation: 59.5%

The Mercedes-Benz S-Class is synonymous with top-shelf luxury and large, dominating road appeal. Not to mention, the AMG variant is always on the radar for its impressive performance and its advanced features. The current S-Class provides the option of four powertrains: the entry-level 3.0-liter inline-six turbo, a 3.0-liter inline-six turbo with plug-in hybrid technology, a 4.0-liter turbo V-8, and the top-rated 4.0-liter turbo V-8 plug-in hybrid. Each model, regardless of engine designation, receives an adaptive air suspension.

Performance Specifications

Every non-AMG version comes standard in the Luxury trim, bringing an array of high-end features. Heated, ventilated, and massaging front seats, supple leather upholstery, wireless phone charging, a fully digital gauge cluster, and a widescreen infotainment display are just the start. Advanced navigation, intuitive voice controls, and a full suite of driver-assistance and safety technologies round out the package. Of course, all this sophistication comes at a steep price—and with luxury vehicles, depreciation is a reality that can hit just as hard as the sticker shock.

Pros

• Endless list of standard features
• Premium style and road presence
• Impressive performance, even at the entry level

Cons

• Very expensive cost-to-own
• Lackluster reliability records and high maintenance history

Tesla Model S

5-Year Depreciation: 59.5%

A true game-changer, the Tesla Model S has been a staple in the EV world since it arrived on the scene more than a decade ago. Since then, EV tech and innovation have taken leaps and bounds forward. With the industry starting to catch up, the Model S has become less of a stand-out innovator, and more of a competing model. Regardless, its forward-thinking ethos has allowed it to keep the pace, and it continues to evolve with the progression of an industry it helped elevate.

Performance Specifications

The incredibly fast acceleration is a neat party trick, though when it comes to all-around performance and handling, the Model S is eclipsed by luxury sport rivals, both foreign and domestic. Nevertheless, the current Tesla Model S is ever-futuristic, with an iRobot-esqe cabin style that looks like something from a sci-fi flick. Contemporary tech and entertainment are also huge selling points, with standard features including adaptive air suspension, heated and ventilated front seats, heated second-row seating, wireless phone charging, Wi-Fi, large interior displays with a rear-seat gaming computer, and a slew of driver assist and safety features.

Pros

• Futuristic tech and entertainment
• Very impressive acceleration
• Impressive electric range

Cons

• Competing EVs are becoming more compelling
• No Apple or Android integration
• Cabin quality doesn’t exactly reflect premium price